Applying for OSAP

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For more information on applying for OSAP

How to apply for OSAP

OSAP Overview
OSAP is available to eligible students in the form of an integrated student loan funded by the Province of Ontario and Government of Canada. These loans are interest-free until graduation or until you cease full-time studies; repayment begins six months later. OSAP's objective is to help students meet the costs of post-secondary education, including tuition, books, supplies and basic living expenses. OSAP is not intended to supply all the funding to meet these costs. Its purpose is to supplement, not to replace, the financial resources that you (and your family) are expected to contribute.

You can apply for OSAP online.

When you apply as a University of Guelph-Humber student, make sure you:

  • Select the University of Guelph-Guelph and Humber Campuses as your school.
  • Enter Toronto as the city and Humber as the campus
  • Select your program, ensuring the initials GH follow the program name. This lets OSAP staff know you're attending the University of Guelph-Humber.

OSAP Deadline Dates

Important dates and deadlines to ensure that your student loan arrives for the start of your school year.

Documents to be submitted

After you complete your application, you need to:

  1. Print and sign signature pages. You will then need to return them to Student Financial Services in GH112 or send them via mail to the address listed on the page.
  2. Print, complete and sign the Master Student Financial Aid Agreements for Canada and Ontario (MSFAA). You will need to include your banking information on this form. You can use either your account or a joint account where you are a signatory.
  3. Submit the first page of the MSFAA via Canada Post. For a list of designated Canada Post outlets, see the OSAP website's list of Canada Post Outlets or select the link beside the MFSAA print option in the application.
  4. Keep the remaining seven pages for your records.

Note: The MSFAA will allow your OSAP to be delivered electronically to your bank account.

You will need to provide Canada Post the following pieces of ID when processing your MSFAA:

1. Social Insurance Number
Examples of acceptable proof of SIN are:

  • Social Insurance Card (a photocopy is acceptable)
  • Canada Revenue Agency Notice of Assessment
  • Canada Pension Plan Statement of Contributions
  • Confirmation of Social Insurance Number from Service Canada

2. Photo ID
You will need 1 piece of valid photo ID issued in Canada by the federal, provincial or territorial government (a legible photocopy is acceptable). Examples of acceptable photo ID are:

  • A valid driver's licence
  • Passport
  • Provincial health card with photo
  • Permanent residency or citizenship card

There will be no exceptions to these identification requirements, as per Ministry of Training, Colleges and Universities policy.

Electronic confirmation of enrollment

Student Financial Services will electronically confirm that you are enrolled as a full-time student.

It is your responsibility to ensure that you have fully registered in your courses for the Fall semester.

Paying your tuition with OSAP

The OSAP application gives you the option to allow the Ministry to use a portion of your OSAP funding to pay, on your behalf, your tuition and compulsory fees.

Whether or not you choose this option, it remains your responsibility to monitor your student account to ensure the University of Guelph-Humber receives payment for all fees owing on your account by the payment deadline date. If your OSAP does not cover the full cost of your tuition, you must pay the balance before September 13th.

Get information about fee payment, acceptable payment methods and deadlines

Update your income

You must update your income online before the release of your second instalment of OSAP. The Ministry will provide you with instructions on how and when to confirm your income.

If you do not confirm your income, the second instalment of your OSAP will not be released.

Note: Any change to income. including part-time jobs, may affect your OSAP entitlement. The University of Guelph-Humber will inform OSAP of any University of Guelph-Humber or University of Guelph scholarships or bursaries on your behalf.

Letter of Permission (LOP) courses

A Letter of Permission is required if a University of Guelph‐Humber student wishes to enrol in a course at another institution and have the course considered as a credit toward their University of Guelph‐Humber degree/diploma.

Once the course has been approved by your academic advisor and you have been registered, you must provide Student Financial Services the following two pieces of information:
1. A confirmation of your enrollment from the Registrar's Office indicating the name and dates of the LOP course.
2. An official receipt indicating that full payment has been made for the LOP course.

Student Financial Services will be able to confirm your enrollment once we have this information and your OSAP release will proceed accordingly.

Changes to your application

To make changes to your original OSAP application before September, mail your request with the proper supporting documents to:

Student Financial Services
GH 112
University of Guelph-Humber
207 Humber College Blvd
Toronto, ON M9W 5L7
T: 416-798-1331 ext.6256
Fax: 416-798-1048

Changes to your OSAP account can be viewed through your OSAP account online. It takes approximately 48 hours for your OSAP webpage to be updated after we process your request.

Please remember to keep copies of all your loan documents.